Asset-Based Lending

Asset-Based Lending:
Unlock the Value of Your Business Assets

Fast & Flexible Financing Solutions for Business Growth

Asset-based lending (ABL) provides businesses with a powerful financing option by leveraging existing assets to secure working capital. Whether you need funding for expansion, cash flow management, or debt refinancing, our asset-based lending solutions offer a fast, flexible, and cost-effective way to access liquidity without giving up equity.

Why Choose Asset-Based Lending?

• Higher Borrowing Power: Secure funding based on your business assets, not just credit history.
• Quick & Reliable Funding: Get approved and funded in as little as 7–14 days.
• Flexible Loan Structures: Customized solutions designed to meet your unique business needs.
• Competitive Interest Rates: Lower cost financing compared to traditional loans.
• Revolving Credit Option: Continuous access to capital as your business grows.
• Minimal Covenants: Less restrictive terms than conventional bank loans.
  

Eligible Collateral for Asset-Based Loans

Our asset-based lending solutions allow businesses to borrow against various assets, including:

• Accounts Receivable (Invoice Factoring): Advance rates up to 95%
• Inventory: Advance rates up to 60%
• Equipment & Machinery: Advance rates up to 75% of appraised value
• Commercial Real Estate: Advance rates up to 80% of appraised value
• Marketable Securities: Advance rates vary based on asset type and risk assessment
• Intellectual Property & Royalties: Select industries qualify for funding against IP assets

Industries We Serve

Our asset-based lending solutions cater to a diverse range of industries, including:

• Manufacturing & Industrial
• Wholesale & Distribution
• Retail & E-Commerce
• Transportation & Logistics
• Automotive & Aerospace
• Energy & Utilities
• Healthcare & Medical Facilities
• Pharmaceutical & Biotech
• Technology & IT Services
• Media & Entertainment
• Telecommunications
• Construction & Engineering
• Hospitality & Food Services
• Education & Private Institutions
• Agriculture & Farming
• Consumer Goods & Apparel
• Financial Services & Insurance
• Government Contractors & Defense
• Renewable Energy & Sustainability

How Asset-Based Lending Works

ABL provides businesses with a revolving credit line or term loan secured by their assets. As the value of your assets increases, so does your borrowing potential. This financing option is ideal for businesses experiencing rapid growth, seasonal fluctuations, or temporary cash flow gaps.

Common Uses of Asset-Based Lending:

• Business Expansion & Growth Initiatives
• Managing Seasonal Cash Flow Needs
• Refinancing Existing Debt
• Acquiring New Equipment or Inventory
• Funding Mergers & Acquisitions
• Covering Payroll & Operating Expenses

Why Partner With Us?

• Experienced Financial Experts: Decades of expertise in asset-based financing.
• Customized Lending Solutions: We tailor financing to fit your specific business model.
• Nationwide Coverage: Serving businesses across the U.S.
• Speed & Efficiency: Quick approvals and streamlined funding process.