Superior Business Lending
(800) 994-0684

info@superiorbusinesslending.com
Superior Business Lending
65 W. Jackson Blvd., #226

Chicago, IL 60604

Superior Business Lending

Merchant Cash Advance

Merchant Cash Advance:
Fast & Flexible Business Funding

Get Quick Access to Capital with a Merchant Cash Advance (MCA)

A merchant cash advance (MCA) is a fast, flexible, and hassle-free funding option designed for small businesses and entrepreneurs who need quick working capital. Whether you’re looking to cover payroll, purchase inventory, expand operations, or manage cash flow fluctuations, an MCA provides an upfront lump sum in exchange for a percentage of future sales.

Why Choose a Merchant Cash Advance?

  • Fast Funding: Get approved and funded in as little as 24-48 hours.
  • No Collateral Required: Unlike traditional loans, an MCA is unsecured.
  • Flexible Repayment: Payments are based on a percentage of daily credit card or debit card sales.
  • Bad Credit Accepted: Ideal for businesses with less-than-perfect credit.
  • No Fixed Monthly Payments: Repay based on business revenue, making cash flow management easier.
  • Use Funds for Any Business Expense: Payroll, marketing, inventory, equipment, expansion, and more.
Merchant Cash Advance

How Does a Merchant Cash Advance Work?

  1. Apply Online: Submit a simple application with minimal paperwork.
  2. Get Approved Quickly: Approvals typically happen within 24 hours.
  3. Receive Funds: Once approved, funds are deposited into your account within 48 hours.
  4. Repay as You Earn: A percentage of daily sales is automatically deducted until the advance is fully repaid.

Industries That Benefit from Merchant Cash Advances

  • Retail Stores & E-Commerce
  • Restaurants & Hospitality
  • Healthcare & Medical Practices
  • Salons & Beauty Services
  • Auto Repair & Service Shops
  • Construction & Contracting Businesses
  • Fitness Centers & Gyms
  • Franchises & Small Businesses
  • Wholesale & Distribution
  • Transportation & Trucking
  • Event Planning & Entertainment
  • Cleaning & Janitorial Services
  • Legal & Professional Services
  • Daycare & Childcare Centers
  • Pet Grooming & Veterinary Clinics
  • Real Estate Agencies & Property Management
  • Home Improvement & Landscaping
  • Restaurants & Hospitality
  • Healthcare & Medical Practices
  • Salons & Beauty Services
  • Auto Repair & Service Shops
  • Construction & Contracting Businesses
  • Fitness Centers & Gyms
  • Franchises & Small Businesses

Compare Merchant Cash Advance vs. Revenue-Based Financing

A merchant cash advance and revenue-based financing (RBF) are similar in structure, but they have key differences:

Feature Merchant Cash Advance (MCA) Revenue-Based Financing (RBF)
Repayment Method Daily percentage of credit card sales Fixed percentage of total monthly revenue
Best for Businesses with high credit card sales Businesses with steady revenue streams
Loan Amount $5,000 – $2 million $10,000 – $20 million
Term Length Short-term (3-18 months) Longer-term (12-48 months)
Credit Score Requirement Low credit scores accepted Moderate credit required

Want to explore Revenue-Based Financing as an alternative to an MCA?

Why Work With Us?

  • Fast & Easy Approvals: Get access to funds within 48 hours.
  • No Hidden Fees: Transparent terms with no surprises.
  • Flexible Repayment: Payments adjust with your business’s cash flow.
  • High Approval Rates: Even businesses with bad credit can qualify.
  • Personalized Support: Work with funding specialists to find the best solution.

Apply for a Merchant Cash Advance Today

Get the working capital your business needs—without the wait! Apply for a merchant cash advance today and receive funding in as little as 24-48 hours.

Learn More About Revenue-Based Financing.